Reorganize your finances

Stop the leaks. Point your money at what you want.

TinyLedgr reads your last 3 months and finds where your money slips away: subscriptions you stopped using, categories running above your usual, fees you never noticed. Then it turns what it found into a plan with a date for your goal.

Start your 7-day free trialSee it work

Free for 7 days, then $59.99/year ($5/month) or $9.99/month. Cancel during the trial and you pay nothing. No bank login.

Example plan
Leaks found in your last 3 months$239.50/mo
  • 3 subscriptions you haven't opened in 60 days$41.97
  • Takeout, 38% above your usual$126.40
  • Impulse buys under $15 (31 of them)$47.13
  • Bank and late fees$24.00
Your goalEmergency fund · $5,000$600 saved

You reach $5,000 in May 2028 (19 months)

Without a plan: no date. Move the slider.

See it work · tap the phone

One month, start to finish.

Example numbers. Yours come from your own statements.

9:41●●● ▮

How it works

Three statements in. One analysis out.

Start with what's already in your banking app. No setup, no spreadsheet.

  1. Send your last 3 statements

    PDF, CSV or a screenshot. Card payments, interest and totals are left out on their own.

  2. Confirm the categories

    Every purchase arrives with a suggested category and the reason for it. Fix what you need and add a note.

  3. Get your plan

    Where most of it goes, what's leaking, and a plan with a date for your goal. You choose which cuts to make.

What it doesn't do

  • Connect to your bank or ask for your banking password
  • Move money or pay anything for you
  • Give investment advice

You send what you want it to read. It explains.

Your data stays yours

  • Screenshots are read in your browser
  • Your data opens only with your login; each person sees only their own
  • Download everything or delete it whenever you want

Pricing

Less than one takeout order a month.

Try it free for 7 days and decide with your own statements.

  • 16¢a day on the yearly plan. In the example, bank fees alone were $24 a month.
  • $239.50a month leaking in the example above, against $5 a month for TinyLedgr.
  • Every featureon every plan: the plan to reorganize, goals with a date, screenshots, upcoming bills.
  • $0 for 7 daysCancel during the trial and you never pay.
$59.99per year · that's $5 a month
  • Reorganize my finances: leaks, plan and goals
  • Screenshot and statement reading
  • Every expense explained
  • Mystery-transfer questions
  • Your own tags and monthly alerts
  • Budget warnings and upcoming bills
Start my 7-day free trial

$0 today. Your free trial lasts 7 days. On day 8 you're charged $59.99 for the year, and the plan renews every year until you cancel. Cancel anytime in your account; cancel before day 8 and you pay nothing.

Questions

Before you start

Does TinyLedgr guarantee I'll reach my goal?

No app can promise that. TinyLedgr shows where the money is leaking, the plan, and the date you'd get there if you follow it, then keeps score every month. Sticking to it is up to you, and you can change the plan whenever life changes.

Do I need to connect my bank?

No. You send statements, exports or screenshots. TinyLedgr never asks for your banking password.

Which banks does it work with?

It reads PDF, CSV and image files. If a format isn't recognized, you can type the expense in a few seconds or send a screenshot instead.

What if it gets a category wrong?

Every suggestion comes with its reason and waits for you to confirm. Correct it once and it learns for next time.

Do transfers between my own accounts count as spending?

No. Neither does paying your credit card bill. Each purchase counts once.

What happens after the free trial?

On day 8 you're charged for the plan you chose: $59.99 per year or $9.99 per month. It renews automatically until you cancel. We don't charge anything during the 7 days.

How do I cancel?

In your account, in two clicks, any time. If you cancel during the trial, you're never charged.

What it does

Finally, an expense tracker that explains instead of just adding up.

✦

Goals with a real date

An emergency fund, a trip, the car paid off. It shows how much to set aside, the month you get there, and moves the date when life changes.

?

Every expense, explained

What it weighs in its category and in your month, whether it ran above your usual, and which file and line it came from.

↔

Mystery transfers become one question

A transfer with no note turns into a one-tap question: expense, gift, loan or your own money. Your month recalculates.

Counts your $47.90 Uber once. Money moved between your own accounts: zero.

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Name the expenses only your life has

"Dog food." "Kid's allowance." Teach it how to recognize them, mark them as monthly, and it flags the month one is missing.

◔

A budget that warns early

Pick your monthly limit. The warning starts at the halfway point and grows as you get closer, so you hear about it before the money is gone.

◷

Bills that haven't arrived yet

Car payment 11 of 48? It lines up the other 37, numbered, so next month already shows what's coming.

Every expense, explained

Your last 3 statements already know where the leaks are.

Send them to TinyLedgr, plug the leaks you choose, and give your goal a date.

Start your 7-day free trial